With so many cyber threats making the rounds nowadays (such as hackers eavesdropping on public Wi-Fi hotspots), you need a proven way to keep your PayPal safe. VPNs can do exactly that by encrypting (i.e., garbling) your data, making it virtually impossible to read by unauthorized outsiders.
Not only will it protect your data, but you can also perform transactions from abroad without the usual issues. You know, like getting your account frozen because you forgot to set up your "travel profile" before your trip.
We always recommend using a VPN server based in your home country for PayPal transactions, as any sudden IP changes will most likely trigger a security response from the platform since the website has no way to distinguish whether that foreign IP address is you or a hacker - better safe than sorry.
That being said, here are our picks for the 5 best VPNs for PayPal.
1. ExpressVPN - Best VPN for PayPal
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We've tested ExpressVPN using a local server and found no trouble loading up and using PayPal. You can expect lightning-fast loading speeds (along with improved security) thanks to ExpressVPN's newly released Lightway protocol.
With its fairly wide server network (3000+ servers in 94 countries), you're guaranteed to find a local server to make convenient online payments. Their user-friendly app works on all major platforms (Windows, macOS, Linux, iOS, Android, and so on). Moreover, you can set up ExpressVPN on a compatible router to gain VPN capabilities on incompatible devices, such as game and streaming media consoles.
To keep your data safe in case of unforeseen disconnects, ExpressVPN also offers a kill switch. This feature interrupts network access until you can safely reconnect to the VPN. On top of that, ExpressVPN features RAM-based servers that wipe data on every reset and an independently audited no-logs policy.
All in all, this VPN offers amazing security for PayPal and other sensitive online transactions. Of course, if you're looking for something extra, ExpressVPN can also unblock most streaming sites (including Netflix and Hulu). You can always rely on their world-class 24/7 live chat support to solve your issues for any trouble with the service.
For more in-depth coverage of the company and its app's features, check out our full ExpressVPN review.
2. CyberGhost VPN - Large Server Network
With over 7,000 servers in 91 countries, you'd hard-pressed not to find a local VPN server to safely use PayPal. One useful feature in their app is the ability to view server load percentages. You can easily avoid congestion by choosing a server with a low user count.
As expected from a modern provider, their app is compatible with most major platforms (from Windows to Linux and mobile devices). It has an appealing and easy-to-use interface, as well as a built-in ad blocker to keep you safe from malicious domains and irritating advertising.
Security-wise, CyberGhost VPN offers an always-on kill switch (which some may disagree with), a robust no-logs policy (+transparency reports), and RAM-based servers. Afraid of getting your account locked thanks to PayPal's security triggers? No worries - CyberGhost can also provide dedicated IPs, so there's less risk of getting blacklisted by accident.
Take a look at our full CyberGhost VPN review for more details about their service and features.
3. NordVPN - Great Security and Speed
PayPal users are frequently targeted by hackers, and NordVPN is a great shield against eavesdroppers, man-in-the-middle attacks, and other cyber threats.
For one, NordVPN uses end-to-end encryption to secure your transactions, as well as strong leak protection and a kill switch to prevent data leaks. What's more, NordVPN's no-logs policy has been successfully audited twice, meaning none of your data is stored anywhere. Aside from that, NordVPN aims to use its own servers entirely to fully maintain its high-security standards without relying on third parties.
Next up, we need to mention their use of double VPN servers for extra privacy and obfuscation to mask your VPN traffic. NordVPN also features its own ad blocker (CyberSec), which also blocks phishing domains and other malicious links.
NordVPN has also come out on top of the AV-Test speed tests, so you can expect lightning-fast performance while browsing, streaming content online, and of course using PayPal.
See our full NordVPN review for more in-depth coverage on their features.
4. Surfshark - Fit for Unlimited Devices
Normally, VPN providers set a limit on how many devices you can use their app on. That means you're stuck using the VPN with about five devices or so - which, to be fair, is decent enough if you don't have a lot of gadgets. Surfshark, on the other hand, has no such limit. Great for families where everyone needs their own smartphone, tablet, notebook, and other devices.
While its server network isn't as large as the competition ("only" 3,200+ servers in 65 countries), it's still fairly decent considering you get unlimited devices. Security-wise, you can expect all the qualities of a top-grade VPN provider:
- Strong encryption and leak protection
- No-logs policy
- RAM-based servers
- Kill switch
- Double VPN and obfuscation for extra privacy
Its CleanWeb feature also acts as an ad blocker and prevents your device from accessing malicious content by accident. And, of course, their 24/7 live chat support will be right there to assist you with any issues - as expected for one of the best VPNs for PayPal.
As always, you can always check out our Surfshark review for the full details.
5. Private Internet Access (PIA) - Best VPN for US PayPal Users
As a provider based in Colorado, PIA has a huge number of US-based VPN servers. This makes it ideal for American PayPal users, as you can always find fast, low-population servers nearby. While the service is US-focused, according to their website, they don't skimp out on quality for their international audience.
Its security is top-notch, featuring military-grade encryption, a court-verified no-logs policy (twice!), a kill switch, dedicated IPs, and PIA MACE, their very own ad-blocking solution. Naturally, PIA also has RAM-based servers that delete any data-in-transit upon reset.
PIA's VPN app is compatible with all major platforms (Windows, macOS, Linux, iOS, Android), and can easily unblock international streaming content. Finally, you can always rely on PIA's 24/7 live chat support for any issues you may encounter.
Want to learn more about the service? Then have a look at our PIA review.