5 Best VPNs for SoFi in 2023

Social Finance (SoFi) is one of the most used online money management services. You can save, spend, borrow, invest, trade with cryptocurrencies, apply for loans, refinance existing loans, and do much more with this one-stop personal finance solution. But when you're taking your money online, you must ensure impenetrable privacy and security, especially while transacting on this platform. The best VPN for SoFi will help you get that security and access it anonymously on any network. 

All premium VPN services offer top-level data encryption to ensure no one can identify your online traffic or track you back to the source IP. Hence, you stay Protected from data breaches and hacking attempts. And you might know that SoFi services are only available in the US, so you cannot use them in any foreign country. This is where a reliable VPN comes in.

VPNs are built to hide your real IP and location to make it look like you are physically present in a different location. Hence, when you connect to the US server using a VPN, you’ll get a virtual IP address there, and you can bypass the geo-blocks and network restrictions easily and access SoFi anytime, anywhere. It doesn’t matter whether you’re using Sofi Invest, banking, insurance, or crypto services; you can use a VPN to complete your transactions securely inside and outside the US.

But choosing the right VPN service is not an easy task. That’s why we’ve prepared a list of the best VPNs for SoFi here and discussed how to use one to unblock it outside the US. Scroll through the below guide to know.

How to Unblock SoFi with a VPN

A VPN can help you unblock SoFi anywhere, whether you’re outside the US or doing it using your office Wi-Fi. All premium VPN services offer military-grade encryption to keep your traffic data unreadable to third parties. A VPN will keep your details safe even if you unblock SoFi on public Wi-Fi. Here we’ve mentioned the step-by-step process of using a VPN on SoFi; have a look.

1. First, pick a VPN from the below list; we recommend ExpressVPN (You can sign up with its risk-free trial.)
2. Next, visit its official website and sign up.
3. Once done, log in to your online account dashboard.
4. Now, download the suitable VPN application for your device.
5. Install it next and login to the app 
6. Access the full list of available locations next.
7. Finally, connect to the US server and log in to your SoFi account.

If you want to receive notifications and updates from SoFi while traveling abroad, keep your VPN on 24x7.

Best VPN for SoFi 

When it comes to choosing the best VPN for SoFi, you need to consider a few things. First of all, the VPN you're subscribing to must have high-speed servers in multiple locations in the US. It should also offer military-grade encryption and come with a network kill switch to ensure you can access SoFi anonymously outside the US. Following a strict no-log policy is also important for any SoFi VPN because your privacy should be a top priority while dealing with money online.

However, there are hundreds of VPN services available on the market. So it's a tough call to choose the most suitable VPN for SoFi. That's why we’ve tested more than 60 VPNs with this platform to find the top-performing ones. Keeping the above criteria in mind, we’re ready to share a list of the 5 best VPNs to unblock SoFi from anywhere in the world. 

• ExpressVPN - Overall Best VPN for SoFi
• NordVPN - Most Secure VPN for SoFi 
• CyberGhost VPN - Unblock SoFi with Dedicated IP and No-Spy Servers
• Surfshark VPN - Best SoFi VPN with Unmetered Connections
• Private Internet Access (PIA) VPN - Best VPN to Unblock SoFi Outside the US

1. ExpressVPN - Overall Best VPN for SoFi

ExpressVPN is equipped with a huge fleet of lightning-fast servers covering different countries. These servers don't store your personal details or web activity, so you get complete anonymity while accessing SoFi. Moreover, all ExpressVPN servers are developed to offer impenetrable online security and protect you against data confiscation by your ISP and the government. 

All incoming and outgoing traffic that has been sent across the servers is promptly erased as soon as the VPN session ends. Hence, your transaction details remain secure on all networks. So, you can access SoFi outside the US without letting any third-party know and use all its features as you would have done while staying inside the US. 

This VPN uses AES-256-bit encryption keys, and you can pick a tunneling protocol from several options, including the proprietary Lightway protocol. The standard OpenVPN protocol is also there to help you set it up on routers. However, when using this VPN on the go and switching between the public Wi-Fi and your cellular data, you must use Lightway since it offers the highest possible connection speeds without compromising your anonymity.

Yes, all ExpressVPN native apps come with a network kill switch that turns your network connection down when the VPN disconnects and stops the traffic flow to avoid accidental data breaches. This feature is included at no additional cost. In addition, ExpressVPN keeps your complete browsing activity secret from advertising businesses and trackers that may be considered potential threats to your personal data. And to protect your privacy, the service provider has undergone third-party auditing of their no-log policy quite a few times. 

Check out our in-depth review of ExpressVPN for further information on the service.

2. NordVPN - Most Secure VPN for SoFi 

NordVPN is a service with its headquarters in Panama. It has set some of the industry's most advanced online data and privacy protection standards. This VPN comes with a server network connecting a handful of countries, providing high speed and ultra-fast performance. NordVPN uses military-grade encryption to protect your data whenever you connect to these servers. 

Alongside that, NordLynx and some other protocols are also available on this RAM-based server network, and NordVPN boasts that it keeps zero records. So, you have absolutely nothing to worry about in terms of the safety of your personal data and financial transactions on SoFi and other platforms. And if that isn't enough, you can always use this VPN’s Multi-Hop feature, which will send your incoming and outgoing traffic through an array of servers before it enters or leaves your network to cover your digital tracks. You can also connect to its obfuscated servers to hide your complete web activity in every country with strict internet censorship. 

Even if you're unblocking SoFi in a less restrictive regime, you must connect to one of these specialty servers to encrypt your personal details and complete traffic data. NordVPN comes with an ad-blocker named CyberSec that obstructs invasive advertisements, website trackers, bots, and harmful URLs to ensure you don't click or open any accidentally. This VPN has recently introduced the Threat Protection option that you can use now to check files for potential threats and other forms of malware, making it a comprehensive security solution.

We strongly suggest that users actively managing finance on SoFi and using it outside the US must test out the dedicated IP function that this platform provides. You will get a one-of-a-kind IP address on all NordVPN servers, but doing so will require you to spend additional money. This will help reduce the likelihood that SoFi may ban your account. Yes, platforms like SoFi tend to ban users while accessing the same account from different IP addresses. But with a dedicated IP, you can easily unblock and use SoFi on multiple devices.

If you want to know about the other available features of this service, check out our comprehensive guide on NordVPN services.

3. CyberGhost VPN - Unblock SoFi with Dedicated IP and No-Spy Servers

The RAM-based server fleet of CyberGhost VPN offers incredible reach, as the providers have servers in most parts of the world. Your data will never be at risk of being revealed since the VPN is equipped with a kill switch that is always on and operational to restrict your traffic flow whenever your VPN disconnects. 

All your personal details like source IP, email ID, and payment information will be safeguarded by the service provider thanks to their zero-log policy, which is supported by regular transparency reports. Alongside that, CyberGhost native applications are simple, providing complete support for the most advanced and lightweight VPN tunneling protocol, Wireguard. Hence, you get improved performance on all networks. 

CyberGhost VPN has a threat blocker integrated into the native apps to block ads, phishing attacks, website tracking, spam links, malicious URLs, etc. So, CyberGhost VPN is always one of the best choices for mobile banking and other sensitive processes, but particularly for SoFi users, who are buying cryptocurrencies or using it for investing, and banking; CyberGhost is the most cost-effective solution.

In addition to that, CyberGhost VPN offers dedicated IP services to all connected users. Its network of high-performance NoSpy servers helps the global customer base perform different online tasks with complete security. Not only is it quicker, but it is also wholly controlled by the company, which means that you do not have to be concerned about any other third-party data center in charge of your information. All of this may be added to your monthly membership for less than a dollar more.

Learn more about the service provider by reading our full review of CyberGhost VPN.

4. Surfshark VPN - Best SoFi VPN with Unmetered Connections

Even though Surfshark has come to the market recently, this young service provider has all it needs to become a leading SoFi VPN. From military-grade encryption to optimized support for Wireguard, a strict no-logs policy, RAM-based servers rather than discs, private DNS servers, VPN kill switch, and VPN leak protection are provided. 

For those who prioritize online privacy over anything else, Surfshark offers the double VPN, multihop, and camouflage functionalities, which will fetch your data over cascading servers and encrypt it multiple times to provide you impenetrable security. You can use Surfshark VPN anonymously in countries with repressive internet censorship, such as China and Russia. 

Moreover, you can log in and use SoFi while traveling to any of these locations by connecting to a VPN server in your home country, the US. And, by using the Camouflage Mode feature, you get such strong anonymity that even your ISP and government agencies can’t track and identify your online traffic. Alongside that, the CleanWeb ad-blocker is also available on every native app. When it is activated, advertisement pop-ups and phishing attempts will be dismissed, in addition to enhanced online security against malicious websites.

And it is important to point out that Surfshark does not limit the number of connected devices. There is no need to be concerned about purchasing individual subscriptions for each user in your family with many electronic devices. You can share one Surfshark subscription with family or friends as it supports unmetered connections.  

Take a look at our detailed review of Surfshark; we’ve dug up more information about the service provider there.

5. Private Internet Access (PIA) VPN - Best VPN to Unblock SoFi Outside the US

Because the United States is a member of the "Five-Eyes" alliance, you may be concerned that PIA, a virtual private network, is situated in Colorado. But in reality, PIA has shown that it adheres strictly to its zero-logs promises, which have been validated by the results of tests conducted in the courtroom, not just once but twice. Hence, there is no reason to assume that the service provider would go against its purpose of preserving the privacy rights of its consumers at this time.

Even though a significant portion of their RAM-based network is situated in North America, the service provider successfully serves worldwide customers. All its servers are optimized for rendering at high speed. No matter what network you’re using, you can expect the same performance from this VPN always.

As a result, when you’re traveling to other countries, you can easily access SoFi. And, it’s worth mentioning that you can get concrete privacy and security while accessing SoFi on a public Wi-Fi hotspot. Since it offers AES 128 and 256-bit encryption keys, your online traffic remains hidden on all networks. Moreover, if you don’t want an account ban even after using the same one on multiple devices, an option is available for getting a dedicated IP address.

PIA MACE, the built-in ad-blocker that comes with the VPN service, blocks spam advertisements, website trackers, phishing attempts, and malicious attacks. For those who like fiddling with different port numbers or who simply want to get the VPN to run on more resistant networks, PIA also offers a great level of network customization for them.

Check out our comprehensive review of the PIA VPN to learn more about anything that wasn't addressed here.

Final Thoughts   

All the VPN services we've mentioned here offer concrete online security and easy access to SoFi. Still, we'll recommend ExpressVPN for the top-quality security of your complete data. This VPN also renders ultra-fast speed and unlimited bandwidth on all servers. So, irrespective of your present location, you can access and use SoFi whenever you want.

You can opt for another VPN service, also. If you need more options other than this list, check our best VPN guide for that. 

That's all! Now you know about the best VPN services available for SoFi. If you have further queries, drop us a comment using the below button. Thanks for reading!